Clay has been a finance/banking professional since graduating from the University of Minnesota-Morris in 2012. Clay previously worked at an Albany-based banking institution where he started as a credit analyst and advanced to Sr. Credit Analyst, and held a $350K approval limit, among other responsibilities. Most recently, he worked with a community bank as a commercial loan officer, gaining experience with lending, sales, and business development. In 2019, Clay obtained his CLFP certification.